Solutions · Fintech & banking
Identity verification built for regulated finance
Open accounts faster without loosening controls. AvalKYC runs document, biometric, and AML checks so your compliance team can prove every decision to an examiner.
The challenge
What makes verification hard in fintech & banking
Onboarding fraud is rising
Synthetic identities and stolen documents target digital account opening, and manual review can't keep pace with the volume.
A heavy regulatory load
KYC, CDD/EDD, and AML obligations under the BSA, 6AMLD, and FATF demand documented, repeatable, defensible checks.
Drop-off at sign-up
Every extra onboarding step costs conversions. Verification has to be fast, mobile-first, and frictionless.
How AvalKYC helps
One pipeline, tuned for your risk
Use the whole pipeline or just the checks you need — each one is configurable per project.
Document + biometric KYC
Verify government IDs from 180+ countries and match a live selfie to the document portrait with liveness.
Sanctions, PEP & adverse media
Screen every applicant against OFAC, UN, and PEP lists with fuzzy matching and ongoing monitoring.
Risk scoring & CDD tiers
A transparent 0–100 score routes low-risk users to instant approval and escalates the rest to enhanced due diligence.
Audit-ready evidence
Every check, score, and reviewer action is logged immutably — ready to hand to examiners and auditors.
Compliance coverage
Built to satisfy the rules that apply to you
AvalKYC gives you the checks and the evidence trail to meet the frameworks fintech & banking operators answer to.
Where it's used
Common use cases
- Digital account opening
- Lending & BNPL onboarding
- Neobanks & e-money
- Wealth & brokerage
- Business (KYB) onboarding
Verify your first fintech & banking user today
No credit card required. Pay per verification, cancel anytime.